And I ran a collection agency for 8 years. I knew more about landlord tenant law and FDCPA, and had more court time, than 90% of the lawyers in the country.
And yes, most debtors will settle before any kind of court appearance.
If the offending party came on here they could clear up a lot of confusion
Michael got burned and some folks got burned along with him. Welcome to the reality of dealing with China. It sucks for all involved but coming on here and making individual cases public will only fan the flames. PayPal really doesn't give a rats tail, people who used friends and family forfeited their only recourse for a small percentage in savings. I'm not defending or condemning anyone... just pointing out facts. I used to eat junk debt buyers for lunch by the way.