Homes theoretically Could be made hurricane proof too but they'd be expensive to build.
Haven't most home insurance companies withdrawn from the Florida market? Too risky!
I've also heard it called "Phantom load" - what is used when everything is supposedly turned off (but really on "standby")
To make sure stuff is really off you can either unplug it or turn off its power bar.
Sounds like you're doin the right thing:
Design your overall topology/layout upfront rather than try to add it on after the fact bandaid style.
Mebbe you should get some professional help? This sounds like an awfully big project to be diy-ing.
I'm a gardener too, so sometimes my tools go out with the leaves and never come back!
Or else they drop somewhere in the yard and get so rusty they're unusable. I just pray I don't run over them with the lawnmower.
That is a huge undertaking!
I'd start by taking a serious look for opportunities for downsizing and conservation. Every watt saved is a watt you don't have to produce.
Is selling off your kids legal in California?