This is a 35 foot sailboat with a raised pilothouse, the panels will essentially be on hard davits, bimini, dodger, below the boom situation. There's potential for expansion if I get creative with some kind of folding mounting hardware
@SparkyGage I could probably swing a generator if needed.
@MrThisIsME daily load is estimated from previous power bills and could be complete BS. I am all ears to 48v ideas, just have to plan for dc to dc converters down to 12v for the blue sea systems panel and instruments. And an inverter for the 110-120 v gadgets.
But of course I don't want to over purchase on the battery end when there's no chance that the array will charge them efficiently.
Ok, so are you planing to:
1) Live aboard? Solo? Couple? Family?
2) 2-3 days out of port?
3)1-2 weeks out of port?
4) I'm sailing away, set an open course for the virgin sea, cause I've got to be free, free to face the life that's ahead of me..... (and are you old enough to get that reference?)
I doubt "over buying" battery will be be a problem (available space on a sailboat will keep you in check). The consensus here seems to be that for any large load, higher voltage=greater efficiency. There is also some savings as most 100ah 48v batteries I've priced cost less than 4 100ah batteries.
Think of your battery usage like this:
Day 1) Leave port fully charged 100% (FC) from solar and shore power. During the day, the solar may keep it topped up if your needs underway are minimal. If the motor runs and feeds the system, then you get that as well.
Day 2) You wake up with batteries down by whatever you used over night. Is that down 10%? 25%? 50%? Depends on the bank size and your usage. Sun starts charging (hopefully) and if you are using less than you are collecting, state of charge goes back up. You run the engine some and have it boost it as well. Was it an overcast day? Were the panels shaded by the sails part/most of the day?
Day 3) See day 2.
....
Day ??) Batteries flat. You do without and/or you find a charging source. How long out this is will depend on how many batteries, and what YOUR loads are. If you optimize your usage and charging, you may never see this day.
24v-48v to 12v:
Whatever system you go with, you can add DC to DC converters (note I used the plural). Put one near the fuse panel for the helm that is rated for the draw of the helm. Put an AB switch between the fuse panel and the the (A)DC-DC and the (B)12v main system from the motor batteries. Put a separate DC-DC at the galley. Remember: anything you can run/charge/use DC will have less of a loss in most cases.
I hope this doesn't you. My dad had a houseboat and we would go down Sunday night, or on the 4th of July, go out the next morning, and park on a island on the lake. We would run the generator for an our in the AM, an hour around noon, and an hour at 7ish. That would top up the batteries (FLA), cool down the fridge (AC Only) let us run the microwave if needed, AND run the AC if needed (July in Arkansas, it was always needed). We would come back in Friday-Saturday noon after having been there 3-5 days. I wondered back then about building a solar canopy and how much we could run off of it.
(and what boat is this? The only one in this class I've been on was a really nice Costa Rica 38')