I used 7,174 kWh of ac power in 2024 and had to buy 264 kWh, or 3.7%.
I have 14 kW of panels installed, all ground mounted with little shade, voltage drop, connector losses, etc.
For the bad two months, November and December, I can only get half of the PV watts prediction. For the rest of the year I handily beat it. I think PVWatts underestimates our early winter cloud cover, as I live on a small peninsula that juts up into Lake Superior and my small area is greatly influenced by the lake.
My utility wouldn't give me a cogeneration agreement since I wanted enough panels to provide reliable backup power(my original motive for going solar,) so the 7.2 MWh is way less than I could generate if I had larger loads or net metering.