I personally am not comfortable running anything much past 140f unless im REALLY unlikely to touch it. No way in hell do i want a 100c anything anywhere where i can touch it, at least as a
design choice...
Which is funny.. because im an auto tech and there are nuuuuumerous spaces way over that on a running or recently running engine bay, and i work around that just fine. But other than getting my hand sucked into a running belt drive or bounced off a spinning fan, burns are the ONLY concern im really worried about there. It's kind of like how i explain shock danger to my students: A housecat is not that dangerous, but it might be if you are already on a ladder. I dont want to experience any reflexive jerking movements in an environment where something ELSE is even more dangerous. I can touch 140f+ without 'jerking' away from it, but 100c probably not! And then bam, jam the other end of the same arm into some 200-400v something or other terminals and make it worse? Yeah, should try and protect those from incidental contact too etc etc but if im in 'reflex mode' there's not much that is totally stupid proof..
Maybe im paranoid but that's how i think about safety. I dont want anything painful enough to induce reflexive movement into something even more painful.