To do the bulk charging with those power sources, since you are limited to 20 volts you can make 4 12v batteries and charge them in parallel up to say 14 volts, break the pack and then parallel the cells to top balance to 3.65.
You can turn the voltage up and get more amperage out of the power source buy you have no idea when the cells have reached 3.65v unless you are sitting right there with a MM. Walk away for 5 minutes, forget and go running back an hour or two later and all your cells are at 4 volts and your screwed.
That was in one of wills videos but he also says that you need to be very careful. You can do it, it just comes with a rather large penalty for failure.
Refer to post #2. Since your charger is already at 3.65 volts, you are practically done, you are just waiting to get the last little bit done. After typing this I went back and read that the cells are at 3.3 and looked at the first picture again:
Make up some proper ring terminals and bolt them to the pack. You can also stick ring terminals on the other end. Unscrew the terminals on the power source and attach ring terminals there as well. May be better. But for the love of god get rid of the alligator clips. They are part of what is making this take so long. Your power sources should be putting out 10 amps if the cell voltage is 3.3 but because of resistance in the wires the power source is seeing 3.65 volts and throttling back the current as a result.