Forgive me if this is too much of a noob question but I had a question about charging these diy lithium batteries. I plan on having a solar with separate MPPT charge controller but will also have the bank hooked up to a shore power 40A charger on my boat. Now the charger has a setting for LiFePo4 batteries but it provides charge Voltage of 14.4V. When I look at some of the specs for the DIY cells, they require a charge Voltage of 3.65V. 4 cells in series would make that 14.6V. Would my shorepower charger therefore be undercharging my LiFePo4 bank?