Completely disagree.
Cell phone batteries are a different chemistry and behave differently.
If you charge lifepo4 above 3.45 volts per cell hold it there for an hour and then disconnect everything and sit them on the shelf after 2 weeks they will settle to 3.35.
This is where you should set your float charge. 3.35 or 3.375.
That way, once your batteries are charged your solar charge controller can run your loads and maintain the battery at 100%.
If you set float to 51 volts, you will charge to full by 1:00 p.m., and then from 1pm to sunset you will be discharging your battery. There is no reason to do this.
Also, there is no voltage that you can set in your solar charge controller to stop charging at 75 or 80%. The state of charge to voltage curve is very flat.