Welcome to the forum.
You are wired 3S2P with 6 total panels based on my interpretation of your setup.
First, the 150V limit is based on the Voc of the panels, not Vmp. You need to confirm that the 3S Voc does not exceed 150V AND it has a cushion for cold temperature voltage increases. If your Voc is around 45V, most SCC manufacturers recommend only going 2S unless you live in a climate that never sees even mildly chilly temps.
Given the product of your stated voltage and currents, you are using Vmp numbers, and your Voc is closer to 45V: 37V*9.1A = 333W vs. 345W
You seem to perceive that changing from 3S2P to 2S3P will incur some 20% penalty. It will not. It will have negligible impact. Note the math:
3S2P: 112V * 18.2A = 2038.4W
2S3P: 74V * 27.3A = 2020.2W
vs. 6*345W = 2070W
The difference between the two calculations and rated is rounding error.
In most climates, the default configuration would be 2S3P. If it NEVER gets below 10°C/50°F, 3S is likely fine.