this is the answer imoMe being me and full of bad ideas, I would probably hook the solar panel to the existing 12v battery through a very conventional SCC, power a 12v-to-120v inverter from that, and use an AC-powered "charger" with appropriate output.
you need to power a 2.5Kw charger.
You have a 48v panel right now.
A 24v system can power 2500w. It can be powered with a 48v panel.
A 24v system is much less likely to shock and kill somebody than 160v setup.
A battery cannot charge and discharge at the same time.
You have been given many good ideas.
Educate yourself on all aspects of building a solar power system and you might be able to find a cost effective solution to meet your needs. You are in the right place to learn.
This thread has already shown you why a 48v panel wont charge the 144v battery by itself.
Solar energy involves a lot components. They all have to work in harmony to safely produce that “free” energy. There is both a financial and time cost involved in learning how to achieve your goal.
The cost of tuition can be much steeper if you buy a bunch of things without knowing what their function and quality levels are.
Do you need a $1200 multiplus or a cheaper brandX 3000w inverter. In the end you are the one who will have to decide what path to take.
Bonne chance mon ami!