I de-rate all of the DALY BMS's I use, and would do the same for JK, JBD or any of the other chinese offerings. If I was running a chineese inverter i would derate that as well.
The Overkill Solar BMS (aka JBD) was tested to run at the rated output, for hours. I've run my 120 amp BMS from them at 100+ amps for testing, no problem. Some brands of the Chinese-source electronics are better than others. That said, if JBD was so good/reliable, why did Overkill Solar create their own BMS from scratch? <-- Rhetorical question, not really looking for any answer.