I was considering similar cells as well (CALB); however, I couldn't get past the risk of used batteries and not knowing the condition. FYI... Something I learned was there is a CALB USA store, which could be considered. At the end of the day, I ended up going with the Japanese made cells due to what I heard about quality and the price seemed good. Just took the risk on the calendar aging... We will see how it ends up going. I became increasingly frustrated by all the different companies selling Chinese made cells and it seemed like it was hard to find a trustworthy seller. Ask for a test report with recent production dates...Most of them were 1.5 years old that I received.
So I take it you would make 5 or 6 series sets of 4 cells each for each 12V set. (I.E. Weighing the cost of BMS vs other costs of a higher voltage system and buying equipment needed for that set up). So you would be monitoring 5 or 6 separate BMS units?
I haven't seen an adjustable lifepo4 charger; but, I have seen where it's possible to input a user specified voltage when ordering a lifepo4 or lithium charger from a few different companies on Aliexpress. So, it would be possible to order a 55-56 volt lifepo4 charger. However, I am skeptical of the quality.