Are you using Lithium Iron Phosphate (LFP, LiFePO4) batteries? If so, ignore what you've read about only charging them to 90%. Charge them to 100% every day that you can.
What's going to be far more important to the longevity of the batteries is keeping temperature in check (I'll guess this isn't a huge problem in Scotland), what voltage you're charging to (I charge to 3.45V/cell, or 55.2V on a nominal 48V system) and what voltage you float at (3.375V/cell, 54V).