I just tested 11 cells. Some I stopped at .1 amps, and others at 0. The cells tested between 24.1 amp hours and 25.0 amp hours. Most came out around 24.6. Ah. Whether the cells had .1 amp when I stopped or 0 amps when I stoped the charge had no difference on capacity.
Seems each cell will hold a certain AH plus or minus a certain percentage and that last .1 amp does not make much of a difference.