Currently, I make over 80K per month, and 99% of it is going towards my next home purchase. I do not like to store money. It is a liability dependent on the reckless habits of our current government. USD index value has been down for the last five months due to our reckless money printing and national deficit:
https://www.bloomberg.com/quote/DXY:CUR
Also, take a look at our current monetary supply:
https://fred.stlouisfed.org/series/M1
American dollars are still "good" to hold for now, but not to be trusted in the future. I would rather own assets and precious metals.
I am not a fan of cryptocurrency either. It is inefficient and not backed by anything (similar to fiat). I could see myself buying a gold backed crypto, but nothing else.
I also do not agree with the various forms of welfare we have today. More welfare = more crime and inequality. America loves to "bailout" corporations that do not deserve it, in my opinion. I am tired of using our tax money to fund zombie companies. They should be allowed to fail.
I am sure that some people will disagree with what I stated, but I am pretty firm on all of these points and I can expand on them if you need me to.