With the 100v max input you would want to limit the number of panels in series to about 3 at the 23Voc level. Going to 4 would put you at 92Voc which could mean exceeding 100v if conditions were right.
ETA: 3 of the panels in series might not provide enough voltage to charge a 48v battery. Though it would be adequate for one of those 15 cell types.