It's really system-dependent. Fuses, bus bars, wire cross section, wire length, and current of course are the main variables. But low-rate charging to a low CV threshold might also mean the current stays high the whole time (mine does).
I have a drop of somewhere around 40mV per cell under full charging. That's enough to skew things a good bit.
But, you're right: if your circuit is not creating much drop at the decision point, the compensation is not important. I think with larger systems it's almost unavoidable, though, because geometry, bussing, and fusing become major contributors to the resistance and currents get big to try to fill the bank on a reasonable schedule.