Tigo TS4-A-F - 700W(rapid shutdown only) is $30 - connect to 2 panels, so $15/panel added cost
Tigo TS4-A-O - 700W(rapid shutdown + optimize + monitor) is $43.53 - connect to 2 panels, so $21.77/panel added cost
The extra cost of $6.77/panel for optimization/monitor is worth it to me since...