It needs to be rated for the charge current of the battery selected as well as the panel input voltage and current.
If you have a:
12V , 550/12 = 45.8A
24V, 550/24 = 22.9A
48V, 550/48 = 11.5A
The panel open circuit voltage needs to be well under the voltage rating as well as the PV amps input rating. Series/parallel affects this.
Your operating voltage of your panels, whether in series or parallel, needs to bet 50% or higher than the battery voltage.
SCC are often listed at a single 20, 30, 50A rating - that's the battery charge current. You need to dig into the specs to confirm:
- Supports desired battery voltage
- Supports desired panel configuration voltage
- Supports desired panel configuration current
- Has fully customizeable charging parameters compatible with your battery choice
It is also acceptable to "over-panel" a charge controller. This is sometimes done because panels rarely put out their true 100% rating for very long on any given day. I have a 6kW array, but my SCC can only handle 5.8kW. however, my panel configuration meets with the 150V and 70A INPUT limits on the SCC.