I’d be inclined to buy a pallet and sell all but four or six panels for 10% over your total investment each for the lot, and 15- or 20% over cost for onesey twosies, each.
I’d vertical mount them at northern latitudes. The “loss” at this time of year from not having tilt is negligible and pretty much guarantees no snow buildup.
On a sunny winter day one of my 400W arrays can put out 350-375W+ in vertical mounting. Low temps raise output, and no snow is worth the bit of potential harvest reduction.
In round numbers, 10% is typical ratio for easy figuring. So that’s basically normal.
That is the net result of overpaneling at higher latitudes for sure. While I’m ‘struggling’ this month, as usual, in May I’ll often if not always be fully charged by 8am.