Thanks
@HarryN for that thoroughness. It seems on this forum that if you follow every 1/1000 gotcha you quickly end up with only one solution (class T) according to the hive-think, yet, in 90% of built systems and examples, even by lithium battery manufacturers (who often show an ANL or MRBF being used), there's a much broader array of solutions (as you mentioned with the bussmann breakers in the boating community).
My system is quite small. 1200W array, 50A SCC, 100Ah 24v (EVE LF105 cells). Reading around, it appears no one really is 100% confident of how to calculate short circuit current when it's not listed in the spec sheet, nor which additional sources of resistance to account for (thus people are probably larging choosing based on fear rather than confident knowledge).
Based on
this thread (which is a mix of hunches and deductions), I would get:
27.6v / ((0.5mohm AC Impedance Value * 8 cells) * 2[for bms] * 2[for bus bars]) == 1,725A
That's before additional resistances that would potentially be between the short and the battery (like the failing equipment itself, etc). Interestingly that's not far off from the one research paper listed that measured 1000A for a 150Ah pack (which everyone appeared to be critical of, though I don't know why they'd trust their hunches over a published research paper).
So I don't believe the AIC is actually going to be that big of an issue in my case.
For reference, I have found ANL fuses that are ignition protected (as MRBF are).
On the reverse-polarity issue, if it's a thermal/bimetallic type fuse I agree it shouldn't have any issue with polarity. But it's interesting why it would still be labeled as to the battery side.
I have heard people argue that with the specific setup of an SCC and a battery, that polarity is probably not too big of a deal (so long as the plus is oriented towards the battery side), because of the huge disparity in amperages in the event of a short circuit. But the forum resources a polarized (usually magnetic) breaker between SCC and Battery is stated to be a big no-no.
The most authoritative response to the issue I've found is
this post on the midnite power forums by one of their founders who developed their line of breakers. He says:
Our testing shows that with available currents from a PV array, they work perfectly in both directions. That is more of a problem with batteries although we have not seen contact welding until you use battery voltages over 100 volts. You do want to get the battery plus connection connected to the + [....] Even though it isn't a real problem, the NEC is now requiring non polarized breakers. [...] After having shipped 2 million of these din rail breakers, we have yet to find one that has ever failed to open, so it doesn't sound like it is much of a problem.
Again, the actual practices seem to be fine, but concerns still seem to abound on forums and on paper and even in regulatory bodies. I don't think videos like these (which are using huge voltages -- 376V vs a battery system at max 48v) help us think soberly: