If it was illegal, I can't imagine how Voltacon would have stayed in business, and haven't been told to stop selling all of their off grid inverters.
Chrisski, it depends on your definition of 'off grid inverter'. Clearly Voltacon 'off grid' inverters are designed to accept input from the grid, but are incapable of exporting to the grid, just like my computer's UPS is incapable of exporting back to the grid, or just like my battery charger is incapable of exporting back to the grid. It depends on your definition of 'grid-tied'. The Voltacon 'off grid' inverters don't need to have grid input in order to work, you can use them completely off grid, or you can input from the grid to supplement your solar and battery output.
I'm not sure what could happen that would require one to make an insurance claim either. Everything coming out of the inverter is going through a standard consumer unit, and the inverter(s) is/are unlikely to put out more KW than the grid can.