So 20%/3.4 = 5.88 years before end of life if cycling daily in modest temps. If temps are above 30C regularly, this will be a fair bit shorter.
I don't doubt you, but how many of those packs use cells like CALB which have 2-5% higher than rated capacity when new? How many were cycled daily? Those are obvious caveats. If a pack doesn't see daily cycling (say only 150 cycles per year), then it could see 1% less capacity loss per year. Which allows for 2% capacity loss per year, puts the pack around 80% in 10 years. If it had excess capacity when new, it would still easily test above 80%.I personally know of dozens of house banks that are over a decade old and still over 80% capacity.
This is only a risk with only 1 string of cells.80% is industry standard. The risk of sudden failure increases the lower the capacity. For low risk installs, 70% may be doable.
Here a post how this happens https://diysolarforum.com/threads/shenzhen-basen-280ah-issue.14327/#post-159611It's not very logarithmic if I recall. Almost exponential near the end. Once you get under 60% cell failure rates get very high, imbalance issues become prominent as well. At some point the anode starts to degrade at an accelerated rate, which can result in wild swings and internal resistance.
Each Operator can assess the performance of the pack. There's no point in removing a pack that performs acceptably for the application, as long as the failure risk is tolerable.
I replied to you in the other thread and I will reply here with more detail. If the cells are kept within the knees your concern becomes invalid.Here a post how this happens https://diysolarforum.com/threads/shenzhen-basen-280ah-issue.14327/#post-159611
One cell is a little bit weaker.
This weaker cell has more stress, because more discharged.
So the weaker cell degrades faster.
A BMS with only top level balancing can not save this cell from faster degradation.
But when the BMS monitors for problem cells and
reduces stress for the problem cell in all phases,
it should be possible to hold a pack much longer.
Maybe we know it 2040.
So all is about how to keep "value" cells working for a long time.Everyone needs to keep in mind the EVE cells are not capacity matched and I am sure the same will be true of the Lishens and most other "value" cells forum members are getting. The cost of capacity matched cells is more and probably not worth the price difference. If needed one could take the difference in the price and order more cells and have much more capacity.