Heat.
80% of the energy hitting the panels is converted to heat. As less power is drawn from the panels, more of that energy is converted to heat until 0W is drawn where 100% of the energy is converted to heat - where they behave like most things exposed to solar... they heat up.
Panels are not unrestrained sources of power. They are simply sources. Anything drawing power from them is a load.
A battery sitting there doesn't try to discharge unless a load is applied.
Plugging a 60W light bulb into a 120VAC outlet capable of delivering 1800W only draws 60W.
Most residences are fed by a 200A/240VAC panel... that's 48,000W... where does that go? nowhere. A load must be applied to draw power.