I've given this some thought. The BMS is supposed to open under a fault condition. (I am using an Overkill Solar with integrated fets.) I would expect the BMS to open long before the precharge contactor. So there shouldn't be a problem with contactor opening up while passing current. I hope the BMS can handle turning off the fault. What is LVD? Undervoltage?
If using a FET based BMS, unless as horesfly mentioned you are running a fast blow fuse - you don’t need a precharge.
I can’t think if any reason to run a contactor in conjunction with a FET based BMS.
LVD is low voltage disconnect. My auxiliary system (bore pump / desal plant / RC aircon) often runs into the night until the battery reaches 50V, then it opens the inverter contactor until the sun comes up.
Then the contactor is switched back on and requires automatic precharge (done via a REC precharge module).
In a full off-grid setup, it is much more efficient to have two complete systems, one for non-essentials, and one main.
If you are not planning to run your system to LVD, it is not important to have automatic reconnect.
You just need to understand what you are trying to achieve.
High Inrush current is very likely to damage contactor terminals.
Depending on your wiring, inverter type and main battery fuse style, high inrush current may blow your main fuse.
If neither of the above apply to your system - high inrush current is not an issue.