If I understand it right, that should mean I can run 4 of their 200 watt panels, two each in series and then each pair in parallel. Voc 24.3 for each panel.
Yes, the model with a PV input of 55VDC, yes could do that, as long as it doesn't get very cold where you are. At 0F, you'll be at around 27.9V, which will fry the MPPT. At 20F, you'll be at 27V, which two in series gives you 54V...that is
awfully close to the max input of 55V. This is a hard stop...you cannot go past 55V or you will fry your MPPT. You can "overpanel" (produce more amps than the MPPT is rated for) but you cannot exceed the max PV input of 55V. If I were you, I would keep it well below that. Design the system so that you never go past 50-52V...and that's still quite close. You need to consider what is the coldest temp ever recorded in the last 75 years. Or if you NEVER intend to use the system during the cold months (PV is disconnected from the MPPT), then you can ignore this advice.
But not with the first model you spoke of (do you own this one already, I can't recall?) only has a PV input of 25V. With panels of Voc of 24.3, you will certainly fry your MPPT the first day you hit 60F. This 25V model is nearly pointless for anything but a very basic 12v system. If all you wanted to do was run 1p or 2 to 6p, then you're fine. But you'd be locked into a parallel-only configuration (I run 6p on my camp trailer). Also consider if you'd be using this system is
really cold temps. I just ran the solar temperature calculator and at -20F, my 100W panels will produce 25.4V, which would fry your MPPT in that case.
Here is
the calculator you'll want to use (just use the info on the label on the back of the panel(s) in question to find max volts your panels could produce.
And if you want to play with series vs parallel (or combos) configurations, this
calculator makes it super easy.