Thanks for the input. You seem like a man after my own heart-- I love to overengineer everything. If one will do, I prefer 3. But one guy put in 230Ah LIFEPO4 batteries and got 100 mile range and 35mph max. I think a fraction of that would be fine for me.Because there have been too many forum members that have been scammed buying on Ali Express. Alibaba seems to be less likely to be a scam.
If this was my project I would be looking at 280 Ah LiFePO4 cells (12 of them) and a contactor BMS. Most of the FET based BMS won't support the high amp output that you're needing.
BTW, Dakota is selling two options they recommend for golf carts. A 96AH 48V system and a 60AH 12V (to use 3 of them). Seems like I'm in the ballpark with eye on 100AH system....