Exactly. You would essentially have independent PV arrays each with its own controller feeding the battery bank.
Sounds about right.
There probably isn't. Its the sort of arrangement you would look into if you have a reason to look into it. It won't solve problems that you don't have. So it all depends on your use case (which coincidentally I have forgotten
because I've got a toe in too many concurrent convo's)
I don't know what sorta shoes you are wearing
. I like compartmentalization and redundancy and I mostly am interested in mobile and marine systems so multiple smaller controllers appeals to me. Even if it only made a few % difference on average. Most people outside of the marine world could care less I think.
Not in the abstract. But in certain contexts yes. If you don't have a reason to, don't overthink it, it probably won't make a difference. If you had an east and west facing array, or a big sail that shaded one side or the other depending on the direction you turn, then its worth considering. If not, don't overthink it, go with the single controller.
Only if the conditions would benefit from it.