That's an easy one.
A Mosfet is a switch build to make millions of short connection for long periods of time.
During this connection they produce a voltage drop, what will result in heat.
At a few amps, not a problem.
Talk about 200 watt model doing 100 watt, half a volt is 50 watts of heat...
Going in...
And going out of your battery.
So losing 100 watts on 5000 watt.
Sorage-use cycle.
Besides this, they tend to fail a LOT during "abuse" continuous connection!
Contactor is build to make a contact at 100, 200, 500A with practically NO voltage drop. (Millivolts)
They don't get warm from this, but they do use a little energy.
My 400A uses 11w.
The QUCC first made a mistake..
A car starter contactor based BMS..
Not intended to hold longer periods of time...
Off-grid garage had a nice fused car starter contactor...
A quality 400A contactor use 5-7 volt aviation grade, last a lifetime and costs about $150 for just that contactor.
With higher Amperage you can't use a light switch to turn in and off.
Not DC, Not AC.
All above 100A is conciddered higher Amperage and needs to be treated with respect and potentially dangerous, deadly even.
If you read a bit, you'll see I have had some mishaps, fire and such.
Due to the fact I have contactor it was easy to stop the circuit circle.
BMS like Daly is not easy to stop during a fire
You don't have time to open your app on the phone.
A simple switch to turn on or off a big switch is the only safe way to go.
You see this in EV, no Mosfet, Contactor.
You see this in high electricity grids, contactor, no Mosfet.
Electric forklift, golf cart..
All contactors for decades.
We don't need to re-invent the wheel just because DC now is used for solar
Under 100A, Mosfet is cheap, easy, small and the power loss is easy to handle.
Above 100A..
Role a dice