Downside of no DC SCC is that if battery dead, no AC, no AC coupling, no charging from GT PV.
I avoid that with a load-shed relay that disconnects all loads, but leaves GT PV connected and AC being produced with last usable 10% of of battery capacity.
Having some DC coupled could be useful.
In the case of Sunny Island, it won't even charge from AC if not operating due to dead battery (there is an emergency charge process to feed AC into the output, which I've never done.) I don't know about Schneider.
PV inverter in place of SCC is the way SMA systems work (although they did rebrand an SCC for a while.)
Typical inverter would be Sunny Boy 5000US, 5kW, 208/240/277V, max 600V input (my array is 480Voc, 380Vmp). You might buy for $500 used, or even new old stock if you're lucky. So $0.10/W with high voltage input.
I like to run PV wires the longer distance, AC shorter, because voltage drop on PV is pretty much unimportant. It is efficiency loss but otherwise doesn't affect operation (within MPPT voltage range.) I have 2500W strings connected by 150' (one way) of 12 awg, negligible loss.
Here's a diagram of AC coupling with Sunny Island. Schneider would be similar, but I have no experience with its behavior.
Example systems:
Where AC coupling did have a hiccup for me was powering cheap VFD with diode/capacitor front end, poor power factor. That upset the Sunny Boy GT PV inverter (when it checked grid before connecting), but not the Sunny Island grid-forming inverter.