Most panels start with an ambient rating at 77 degrees fahrenheit. So in the morning, if your panels start producing energy when the ambient temperature is 10 degrees F, your panel surface may be at that 10 degrees or warmer in the sunshine. But, to illustrate, take 77 -10 is a temperature differential of 67 degrees F. Take 67 x 5 / 9 = 37.22. This is the degrees in C below the 77 in F. Your Voc is .306% x 37.22 = 11.38. So your Voc would be 11.38 volts higher. If you had 3 panels in series, it would be 34.17 volts higher.