Nothing really has been mentioned about what loads you are planning on running? From your first post, I read that you haven't yet purchased the unit yet? I would dissuade you with going with the 12V MPP 1000 for two reasons. First, I would consider marginally small to begin with, and second, I am not a fan of 12V for anything that does not have wheels.
A cabin system will really start to shine at 24V, and automatically doubling the system voltage means you can double the wattage of your solar array. As system size increases, the background idle consumption gets less and less important. Since grid-tie panels are so cheap these days, idle consumption can be dealt better via just adding more watts of panels.
Spend a bit more time shopping, and you'll find other inverters that have significantly lower idle consumption, on the order of 20-30W total. One extra grid-tie panel is likely to totally offset that level of consumption.
24V will let you later easily incorporate larger appliances like a refrigerator or freezer, when you decide you need one, and the larger scale will more easily allow you to leave things on 24/7. What I see is that the best quality electronics start at 24V, so you would be well on your way starting there.
Four 250-260W panels is running ~65-75$ right now on Craigslist, so, for 300$ you can start to build a 24V system that significantly out-matches what you can do with those 200W panels.