when it comes to battery voltage sizing it is always best to look at what the expected loads will be. In addition...and this is a warning...
do NOT think that a 24v battery is something you can just plug a "24v DC" device into!!!
Battery voltage will vary by quite a bit as part of their normal charge/discharge life and many DC devices are not just "around 24VDC"...but EXACTLY 24VDC (+/- a few percent).
modern buck/boost converters are quite efficient so I would not worry to much about that for small loads. fyi, they do make combination buck+boost converters which means they can take in vary wide range of DC voltage (e.g., anywhere from 5-30V) and produce exactly what you need on the output, very handy to have so you can maintain a stockpile of the little critters for whatever comes up.
unless you are sure a device is designed to work with the rather large voltage ranges associated with being directly connected to a battery, you should put a regulated supply in front of each of your required voltages.
you have not exactly said what type of system you are designing, is it: just a grid powered ups, a couple solar panels on roof, single solar panel with sun tracking, etc.???
measure/figure out your power demands first to make sure you know what you will need... its not about the voltages, its about the power needed, type 3 POE devices can use upto 50-60watts PER PORT!!
fyi, I would ALWAYS start out with a minimum of 24V for any system I design unless there is a serious cost/space/weight constraint.
For some reason, all power projects seem to demand more before you can finish them...clearly some type of universal intelligence is involved in messing with the plans as you start to finish laying things out.