3.65 is to high....you don't get much more capacity above 3.5
3.65 is used to balance and maybe do a capacity test, at 3.65 you run the risk of over charging a cell especially when you have 16 and the chance of having a high cell is great when it is hidden in 15 other normal cell voltages. I know from experience….
The Sol-Ark is rated to 63 vdc charging in the spec sheet. Keeping batteries between 50% and 80% charge will make them last the longest. So buying extra cells and having them in the pack will enable you to run longer and not have as much stress on the pack and lower the chance of over voltageing the pack and puffing a cell. This will also increase the pack capacity so you don't have to buy a second pack of the same large size and expensive cost if you are on the edge of capacity and also when the pack starts degrading years later. This can also get you by longer and thus pack cost will likely be a lot cheaper later. Paralleling 2 packs of different life and possibly chemistry might not work in the next few years. Lastly the higher voltage is more efficient to run because the inverters don't have as hard of time upping the voltage to 120/240 VAC, this is shown in many spec sheets and especially comparing the efficiency of a 24vcd inverter to a 48vdc inverter. And having extra cells gives you the chance of removing one cell latter as needed if one goes bad, it is easy to add a cell at the start and harder later.
Each Cell added gives you ~1,000 watt hours, not just a couple.
The only negative is having to get a 17 or 18s BMS/Balancer.
But do what you want, I am not trying to force you into do anything, it is more about discussion and learning and others learning. Have a great day.