I too just finished top balancing my 4s 280ah pack. Once the pack reached 3.65 volts and the current dropped to 1.8 amps it seemed to stop there. After about 10 minutes the current was still at 1.8 amps so I said - OK - that's good enough. I noticed the same behavior with another pack I built some years ago.
I've heard many people insist that you hold the pack at 3.65 until the current essentially drops to zero. Obviously there will be some inherent losses in the BMS, wiring, connectors and the cells themselves. And obviously the losses will vary from one build to another. In my case I don't know if those losses add up to 7 ohms ( 13.65/1.8=7 ) but I'm sure they must account for some of that 1.8 amp load.
IMHO pushing it to zero seems like overkill...