I get about the same results , I can get the rated amp output of the panel but the watts are pretty much always 70% or less does not matter if I run single 100 watt panel at 12 volt or 4 of them parallel, same results with 800 watts 2S 4P at 24 volt . At best I have got up to 75% but not often
OK, always a reduced percentage.
That appears to say the issue isn't that battery is so fully charged no more power is needed; that would have been fixed max watts, not fixed percentage.
But try adding a load or draining battery overnight to check.
Probably, either panels only produce PTC = 75% of STC in full sun (would have expected 85%),
Or, you're getting a bit less than full sun. Maybe you have 900 W/m not 1000 W/m. It isn't always obvious, like clouds or dust storms.
If you can get a meter, or find current on-line data, you could check. Otherwise, continuing to monitor may show higher production days.
"I can get the rated amp output of the panel"
Do you mean that in operation the MPPT is reporting panel current equal to Imp? (but at a lower voltage than Vmp)
Or, that you measured Isc matching specs?
Try measuring Isc (current at zero volts) and Voc (voltage at zero amps)
Voc reflects leakage current equal to Isc, due to thermally excited electrons, defects in silicon, etc.
I think Isc will tell you if you have one full sun an full current production from the panel, but is unaffected by leakage current.