I see how this is apparently a 225A busbar, extended by a 195A 2/0 cable, to another (225A?) busbar. So in a sense it is a 195A system (typically rounded up to next breaker size 200A).
Fed by 200A from one end and 70A from the other, no part of L1 or L2 will ever carry more than 200A (continuously; can have an overload for a while until thermal breaker trips.) I read the NEC group considered this but was concerned relocation of breaker in the future could have current add, so they gave the concession of 120% to make PV possible.
The conductors between the bus bars should be 4/0 for this installation.
That does sound good, so the composite "busbar" is rated 225A.
What I have figured out is that Neutral can carry more than 200A. This occurs if you put in 70A 240V from PV, and load a single phase L1 with 270A. 200A from utility grid feeds the load, 70A from PV backfeeds the load (no point of L1 busbar exceeds 200A), and neutral busbar & cable carries 270A. The utility drop is probably 2/0 (or larger aluminum with same ampacity), and gets heating 270^2 / 200^2 = 1.82x the intended 60 degree rise. Now 109 degrees above 30 ambient = 139 degrees C (for 90 degree insulation.)
Don't do that, and you should be OK.
If your single-phase imbalanced load can never exceed 200A you should be OK. (prefer 160A, 80% of breaker)