I'm gonna use my very basic beginner setup to illustrate, because I'm literally building my first things and want to bake safety in from the getgo:There are trip curves (you can look up) for breakers and for fuses. The idea is the fuse allows all current up to your max operational but doen't allow excess current - indicating a fault or deadshort. This is to stop a serious problem from escalading into uncontrolled runaway event.
The BMS's will cut off current if loads exceed max for a short duration, however they are not able to contend with a huge current flow such as if you dropped a tool directly across the terminals. The intent of the Class-T is to be the ultimate safety shut off for a catastrophic short that if un-interrupted would escalate into serious trouble.
In my set up, I put a mega fuse between cells #8 and #9 as an added 'internal' pack safety device. I used 200A for the internal fuse.
I currently only have two (2) 12.8V 150Ah batteries in series, but getting 2 more soon because, are you even alive if you're not on 48V? So I will use that example, even though 2S would still illustrate it. OK, so assuming I have 4 x 12.8V 150Ah batteries in series to make a 51.2V 150Ah battery.
What is the problem we're trying to avert by fusing each individual battery? And is it visible in a Series setup or only in a Parallel setup? My understanding is that if one battery shorts somehow, "there will be an ungodly amount of current that can melt your wires." Thinking about it some more it seems like this could only happen in a parallel setup, is this correct? Because if one of the batteries shorted, it would literally be a direct connection between the entire system's + & — and all of the capacity would "be dumped" at once. In this case, both a breaker and a fuse could technically individually help, no?
Does this mean a Series setup does not suffer from this problem? If a battery in series shorts, in essence becoming a direct cable vs a battery, the voltage of the system would immediately drop by a significant enough amount to trip inverter and whatnot, and even if it somehow didn't the other batteries would only need to "cover" 1/#S the current (so in a 4S, +1/4th) of the load, which would likely not be the max load rating of the battery. So a 150Ah with a 100A load, if one shorted the other 3 bats would need to cover an additional 25A (1/4), in a madeup world where the voltage wouldn't drop to an unusable level. But the point being that there wouldn't be a huge inrush of current to melt one's cables.
So my initial question was, thinking of the internals of each battery, each one of my 12.8V 150Ah batteries contains cells behind a BMS (probably 4x150Ah cells). I was worried that the problem at the battery level could also exist inside each battery at the cell level. And, indeed, if the above is true, it would still exist for batteries with internal configurations which include cells in Parallel, but not for ones (like mine) which are just in series — is this correct?
Thank you for the very interesting and useful info.