I'm in complete agreement. . I have 75kwh of battery modules that when fully charged has voltage at 64.8. I don't want to have to break down the battery just to get down to the voltage that the 18kpv and all the other AIO's require. I also have 20kw of the regular 16s batteries from SOK and EG4. But to charge the 64.8v battery modules I had to use a 4kw Samlex evo 48v inverter that can charge up to 65v, and then have that inverter connect to the gen port of my GSL 12KW AIO so I can use those batteries. But because I can't ac couple the Samlex with my AIO, so I have to be careful what loads I put on it otherwise it will trip the inverter. In short it as inefficient setup and I don't know if I've even explained it correctly.
But I agree with the gist of your post here, and it is one of the reasons why I'm even getting this Rosie in the first place.