Okay, so an ATS not really needed with the AIO. And, am I correct that I can either put my loads in a separate sub panel or the MTS?An AIO such as MPP Solar discussed above is functionally an ATS/UPS that produces seamless AC output from PV, Battery, and Grid input. When the battery runs down, the AIO uses grid to ensure continuing AC output and when the battery get's charged up (by PV or grid) it uses the battery to provide the AC output - automatically "set it and forget it".
And if I'm using the MTS, I can pretty much always leave them switched into the gen mode since the grid will keep my battery full enough to continually power it?