Follow up to this. I re-torqued all the cells in the battery. There were quite a few that required substantial tightening (again, nothing physically lose but definitely below torque specs). I added the Nord Lock washers.
Unfortunately that has not fixed the issue, Cell 04 is still substantially dropping on load (~3.0 while all other cells show ~3.3) and high on charge (~3.5 which all other cells show ~3.3). So that confirms that this was a bad cell. I will replace it with the cell that Jakiper sent through. It's a buinch of work, though, so I don't know when I'll get around to it (took this one out of the RV).
Two things I noticed when doing the torque tightening.
1. The balance leads have insulated ring terminals. The wider flanged nuts (and the matching nord lock washers I got) are very borderline for the balance lead ring terminals to seat well. A few I looked at seemed to have had insulation squeezed under the nut. I tried to ensure that didn't happen again, but I wasn't up for trimming the insulation back with a knife while the battery was all hooked up. I've done that on a few ring terminals in the wider build, so I know that insulation can block good contact. There is a chance that this is still a problem with Cell 04 (but I doubt it, because I saw that possible issue on a few cells and the others are fine).
2. The nord lock washers are cool, but their instructions (and their help line) specific rule out the situation where you have a ring terminal between the busbar and the nut.
https://www.nord-lock.com/globalass...ord-lock-original-washers--user-manual-en.pdf. I interpret the non-threaded part in these pics as the busbar, and the plain washer in red as the ring-terminal.
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