Hmmm ? ,,, No DC2DC ,,, IMO there are “Pros & Cons” & YMMV as do the many variables & quality in DIY projects.
The Following Story is relevant to this thread but involved AGMs not Lithium;
About a week ago we arrived home from a 2 week Van Trip. During our van trip which had no DC2DC & is pretty much 100% charged by alternator, our “Van Use” changed ,,, more Mountain Hiking “Shasta & Lassen” & not as much driving each day. Further, our Honda 2200 Generator was taken off our equipment list as we never use it. Also, we do not have solar.
I designed our van system to directly charge relying upon a fairly high SOC about 75% or 80%. Our AGMs can take 83 amps & the manufacture’s ideal charge current is 50 amps. I have a 80 amp “slow to blow” fuse feeding the system & a 100 amp backup & #1 AWG. My point is the design use was to control the charge rate by internal resistance of the 250Ah AGMs & if it got outta hand, the fuse would blow, or we would run the Honda to top up so the non-DC2DC could operate below the 80 amps. For almost 2 years the theory of design worked well. Then with our new more hiking / less driving trip & the effect if accumulative non 100% SOC top offs, I saw the largest amperage spike we have ever encountered ,,, I would typically see 60 or 70 amps ,,, but not 88 amps. These spikes settle down quickly & the charge rate is usually around 50 amps after a few minutes.
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So, I sat in the van with my Wife & we agreed the thing to do was to “Limit the Charge” & then be able to use 80% of the battery capacity ,,, not 25% of the battery.
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So just today I got my new Kisae 1250 wired up & operational in my Promaster Van. The unit can be user programmed 3 stages & all chemistries. Now I get the “right voltages” fir Bulk / Absorption / Float & I have limited the current to 50 amps.
I have no solar, but the unit is also a solar charger ,,, if desired;
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So “Can“ You Do It Without a DC2DC ,,, Yup
and ,,, YMMV
Pros & Cons