Panel mount etc makes no difference.
How does this not make a difference?
We tested the optimum tracking point with a test tool and it showed the panel to produce 330 - 350W.
So, you did this manually, with the panel perfectly perpendicular to the sun at high noon?
Is this tool reliable? Have you correlated it to other systems? Have you confirmed panel performance with manual measurements?
To get 330-350W out of a 375W panel this time of year in the northern hemisphere is a tall tale. I have 330W panels tilted at 29° in a cold climate. They only produce about 278W this time of year.
The SCC was only delivering 270 - 290W while in bulk. The charge voltage was set to 24V there was no restriction put on charge current.
And this was at high noon with the panels perfectly perpendicular to the sun, no shading and clear skies?
All this talk of series panels and cell count are non-issues --
Perhaps from your perspective, but many of us on here trying to give advice want to ensure we have a working knowledge of the system.
at least they are suppose to be in a fully programmable SCC.
"Fully programmable" means different things to different people, but in this context, as I indicated, the MPPT is capable of outputting 480W @ 24V.
If your panels are flat on your roof, and you're getting 270-290W out of them, that's fantastic for this time of year assuming you're in the Northern hemisphere.