You forgot the acid vapors with the LA batteries, big factor.
Zinc isn't to avoid corrosion, it acts like a sacrificial anode so the other metals are safe but doing so it corrodes itself.
That's not a problem, see just above
Nope, you'll not reduce galvanic corrosion that way. As soon as the metals are in contact they create a voltage which is the cause of the galvanic corrosion, the surface area doesn't matter. You'll reduce contact resistance however, always a good thing
You need water for the corrosion to happen, Plating is so well attached water can't get under, hence no corrosion.
Please explain more, I'm curious to know why it would make a difference.
NB: my 0.02$ on this problem: I'll use aluminium for the busbars, studs, washers and nuts so that way I completely avoid galvanic corrosion on the cells (the expensive non-repairable part of the battery) and then the only place it can happen will be between the last busbars and the battery cables (but easily replacable, not expensive)
if you can't avoid a problem then move it where it'll be minimal and make the least amount of damage.