You also need to factor the temperature coefficient. But that's a different topic.
The problem you're going to encounter from clipping is related to the amps. I think the vast majority of inverters in this range and even up to the 18kpv (for two of the PV inputs) or a Solark are going to have a max amp rating somewhere around 17a. Producing higher amps, within reason, won't damage anything - the inverter just won't draw more than it's rated for. So your 4500w string of panels at 22a is going to clip at 17a (or lower in hot weather), leaving you only getting usable production of around 3500w. That's a lot of waste.
If you change that to 4 strings of 6 panels you're good on the voltage at around 250v and you're good on the amps at 11a. But you need four MPPT inputs, or something like the 18kpv which allows 25a on the #1 MPPT and 17a on the other two. One way to do that would be with two of these 6000XP inverters.
Another option would be to do what
@Zwy did and install separate charge controllers for each string, but now you're incurring more expense and complicating the install.