Yes, amortized cost of hardware for PV, even for off grid system, looks cheaper than current utility rates. (California $0.20 to $0.50)
I think $0.05/kWh is lowest price we are seeing for battery alone, and that only if it does last claimed number of cycles. But that still brings total to $0.075 or $0.10/kWh. Assuming you are a fair weather guy, and you expect to never see a week of heavy overcast.
I can just imagine how bad the repair and maintenance will get to be, with people all over having various different systems.
If your system goes down, you are without power. Now what if you and all the neighbors were interconnected for redundancy. If everyone has grid-tie PV and battery, if one goes down the neighborhood carries the load. If that is an island grid, probably need a data link and protocol to cooperatively form the grid. If there is a central grid, just frequency-watts or volts-watts might be sufficient.