You have to build for peak demand. I have hit 100A on my 240V/100A panel, albeit only briefly. I routinely hit 18KW (75A) and routinely have continuous loads for more than 15 minutes above 15KW. My home is a modest 1500sqft all electric block house in Phoenix. I don't really feel like this is an edge case if you want to be off-grid. If you were off-grid in a cooler climate with no A/C and maybe propane for your heat and hot water, you hung your clothes out or had a gas dryer, etc, etc, you could get by with a lot less, but I doubt I would ever put in less than 12KW, and I really do like an Air Conditioner because I'm old and cranky. A lot of off-grid folks will need to have a well pump as well, those puppies have a tendency to suck it down on startup. If one were careful you could probably squeeze an all-electric 2500 sqtt off-grid into 24KW, you would just need to watch demand
If you are running 24KW continuous, you'd probably need 36KW to meet demand peaks. . . Well pump, Charging a car, 3 HVAC's, HWH, Electric Clothes dryer, electric range with 6 burners, a couple of ovens all running full blast for Thanksgiving dinner or something, would definitely suck it down. If I had another 16 newer tech ~400w panels and two more 30KW battery racks I would be golden. The problem is it's a lot of money and the payback is definitely not there
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